XK Investments LLC ("we," "us," "our," or "the Company") is an investment services company headquartered at 525 STATE HIGHWAY 50, GILLETTE, 82718, United States. We provide investment management, venture capital, financial planning, trust administration, securities transfer, mineral royalties dealing, and virtual currency trading clearinghouse services. Because we operate across the full spectrum of investment and fiduciary services, we handle sensitive financial information about our clients, their beneficiaries, their investees, and the counterparties to the transactions we administer.
This Privacy Policy describes how we collect, use, disclose, retain, and protect information in the course of providing our investment services. Because we provide investment advisory, trust administration, and securities transfer services, we handle information that is subject to the Investment Advisers Act, the Gramm-Leach-Bliley Act, state fiduciary and trust law, securities transfer regulations, and other applicable federal and state regulations.
We respect your privacy and are committed to protecting the information you share with us. This policy explains what we collect, why we collect it, how we use it, and the choices you have regarding your information.
If you have questions about this policy or about how we handle your information, you can contact us using the details in Section 14 below.
We collect information necessary to provide our investment services, comply with applicable law, and manage investment and fiduciary risk. The categories of information we collect include:
When you engage us for any service, we collect your name, address, date of birth, Social Security number or tax identification number, government-issued identification, and other identifying information necessary to open and maintain your account. We use this information to verify your identity, comply with anti-money laundering regulations, and administer your account.
To provide investment management, financial planning, and advisory services, we collect your income, assets, liabilities, investment objectives, risk tolerance, time horizon, and other financial information. We use this information to assess your needs, structure your investment or financial plan, and manage your portfolio.
For investment management services — including mutual fund managing, private equity fund managing, pension fund managing, portfolio fund managing, and personal investment trust managing — we collect fund-level information, portfolio holdings, transaction history, performance data, and beneficiary information. We handle this information under applicable investment management regulations.
For venture capital, securities speculation, investment clubs, and viatical settlement services, we collect information about the investee, the investment terms, the securities, and the settlement. We handle this information under applicable securities and principal investing regulations.
For customized financial planning, investment advice, and certified financial planner services, we collect your financial situation, goals, constraints, and preferences. We handle this information under applicable investment adviser regulations, including the Investment Advisers Act where applicable.
For trust administration, personal investment trust management, escrow agencies, fiduciary agencies, and estate administration, we collect trust documents, beneficiary information, asset information, distribution instructions, and fiduciary account records. We handle this information under applicable fiduciary and trust law.
For securities transfer agencies, stock quotation services, clearinghouses, and deposit broker services, we collect transfer instructions, security holder information, transaction data, and clearing records. We handle this information under applicable securities transfer and clearing regulations.
For mineral royalties dealing, oil royalty dealing, mortgage dealers, tax liens dealing, and oil and gas lease broker services, we collect information about the royalties, leases, mortgages, liens, and the parties to the transaction. We handle this information under applicable mineral rights and real property regulations.
For virtual currency trading exchange clearinghouse, crowdfunding, and protective committee services, we collect transaction data, wallet information, campaign information, and security holder information. We handle this information under applicable virtual currency, crowdfunding, and securities regulations.
When you visit our website, we collect basic technical information including IP address, browser type, device type, pages visited, and referring URLs. We use this information to operate and improve our website and to understand how clients find us online.
If you sign up for our marketing communications, we collect your email address and any preferences you share regarding the services you are interested in. We use this information to send you relevant offers and updates.
We use the information we collect to provide our investment services, manage investment and fiduciary risk, comply with applicable law, and operate our business. Specifically, we use information to:
We do not sell personal information to third parties for marketing purposes. We share information as described in Section 5 below.
To the extent we process personal data of individuals located in the European Economic Area, the United Kingdom, or other jurisdictions with similar data protection laws, we rely on the following legal bases:
We share information with third parties only as necessary to provide our investment services, comply with the law, and manage investment and fiduciary risk. The categories of recipients include:
For investment management and securities transfer services, we share information with securities custodians, clearinghouses, transfer agents, and depositories. We share information as necessary to hold, transfer, and settle securities.
For fund management services, we share information with fund administrators, auditors, and accountants who support fund operations. These providers handle information under appropriate confidentiality and professional responsibility obligations.
We disclose information to securities regulators, investment adviser regulators, tax authorities, anti-money laundering regulators, and other government agencies as required by applicable law.
We share information with service providers who help us provide our services, including custodians, transfer agents, portfolio management systems, and reporting platforms. These providers handle information under appropriate confidentiality and security obligations.
For venture capital, mineral royalties, and principal dealing services, we share information with investees, counterparties, and parties to the transaction. We share only the information necessary for the transaction.
We share information with legal counsel, accountants, and tax advisors who support our business, under appropriate confidentiality and professional responsibility obligations.
For trust and fiduciary services, we share information with beneficiaries, co-trustees, and parties to the trust as required by the trust documents and applicable fiduciary law.
If we reorganize, merge, or sell all or part of our business, we may transfer information to the successor entity, subject to the protections of this policy and applicable law.
We retain information for as long as necessary to provide our investment services, comply with legal obligations, and resolve disputes. The retention periods that apply include:
When information is no longer needed, we delete it or render it de-identified, subject to any legal hold or retention requirement that applies.
We protect information using administrative, technical, and physical safeguards appropriate to the sensitivity of financial and fiduciary data. These safeguards include:
No system is perfectly secure. If a breach occurs that affects client or beneficiary information, we will notify affected parties and regulators as required by applicable law, including state breach notification laws and federal securities and investment adviser regulations.
Depending on your jurisdiction, you may have rights regarding your personal information. These rights may include:
To exercise any of these rights, contact us at support@xkinvestm.shop. We will respond within the timeframe required by applicable law — typically within 30 days.
Our website uses minimal cookies and tracking technologies. We do not use advertising cookies or third-party tracking pixels for cross-site advertising. The technologies we may use include:
You can control cookies through your browser settings. Disabling essential cookies may affect website functionality.
Because we may serve clients, beneficiaries, and counterparties across state and national borders, information may be transferred between jurisdictions. When we transfer information internationally, we do so under appropriate safeguards, which may include standard contractual clauses or other transfer mechanisms recognized by applicable law.
If you are located in a jurisdiction with data protection laws, your information may be transferred to a jurisdiction with different privacy laws. We take steps to ensure that your information receives equivalent protection wherever it is processed.
Our investment services are not directed at children under 18. We do not knowingly collect personal information from children. If you believe a child has provided us with information, please contact us and we will delete it.
Our website may contain links to third-party websites — such as regulators, clearinghouses, or industry resources. We are not responsible for the privacy practices of those websites. We encourage you to review the privacy policies of any third-party site you visit.
We may update this Privacy Policy from time to time to reflect changes in our business, the regulatory landscape, or applicable law. When we make material changes, we will update the "Effective Date" at the top of this policy and, where appropriate, provide notice to clients. We encourage you to review this policy periodically.
If you have questions about this Privacy Policy, about how we handle your information, or to exercise any of your rights, please contact us:
We will make every reasonable effort to respond to your inquiry promptly and in accordance with applicable law.